Summary of Enforcement Actions (10/1/2023 - 10/31/2023)
The Department of Real Estate is a licensing and regulatory agency empowered to seek disciplinary action through the State Office of Administrative Hearings against licensees who violate specific sections of the State Business and Professions Code. We also are empowered to file orders to desist and refrain against licensed and unlicensed individuals and entities. Available on this report are the following listings: disciplinary actions initiated against real estate licensees; filed orders to desist and refrain from unlawful activities; decisions on petition applications to reinstate/remove restrictions from licenses; applications for licenses that have been denied and/or were issued restricted licenses; and licenses that have been voluntarily surrendered.
NOTE: Click on the headings to sort by a specific column.
| H-NUMBER | CITATION NO | REGION | ACTION | NAME | LICENSE TYPE | ADDRESS | PLEAD | EFFECTIVE | VIOLATIONS | TYPE |
|---|---|---|---|---|---|---|---|---|---|---|
| H02689FR | Sacramento | Reinstatement Granted | Valadez, Gerardo | Salesperson | 2950 RENWICK WAY SANTA CRUZ, CA 95062 | 11/2/2011 | 10/2/2023 | B&P 10177(b), B&P 490 | Rap Accusation | |
| H03434FR | Los Angeles | Revocation with Restr Lic by Stipulation | Intercontinental Realty Inc, | Corporation | 3319 TELEGRAPH RD STE 207 VENTURA, CA 93003 | 10/4/2023 | 10/24/2023 | Reg 2832.1, B&P 10177(g), Reg 2835, Reg 2831, B&P 10176(e), B&P 10176(i), Reg 2831.1, Reg 2832, B&P 10145, B&P 10177(d), B&P 10177(h) | Audit Accusation | |
| H03434FR | Los Angeles | Revocation with Restr Lic by Stipulation | Stevenson, Krista Ann | Broker Officer | 3319 TELEGRAPH RD STE 207 VENTURA, CA 93003 | 10/4/2023 | 10/24/2023 | Reg 2832.1, B&P 10177(g), Reg 2835, Reg 2831, B&P 10176(e), B&P 10130, B&P 10159.5, B&P 10176(i), Reg 2831.1, Reg 2832, B&P 10159.2, B&P 10145, Reg 2725, B&P 10177(d), Reg 2731, B&P 10177(h) | Audit Accusation | |
| H03443FR | Sacramento | Revocation with Restr Lic by Order Hearing | Ramirez, Alicia Castro | Salesperson | 6658 N ROOSEVELT AVE FRESNO, CA 93704 | 10/28/2022 | 10/18/2023 | Rap Accusation | ||
| H03447FR | Sacramento | Revocation with Restr Lic by Order Hearing | Concepcion, Gabriel Arellano | Broker | 4110 EAGLE CT STOCKTON, CA 95209 | 9/29/2022 | 10/23/2023 | Transactional Accusation | ||
| H03455FR | Sacramento | Outright Revoc by Order Hearing | Calderon, Judy Irene | Salesperson | 6426 JOSIE ST ATWATER, CA 95301 | 3/2/2023 | 10/10/2023 | B&P 10177(b), B&P 10186.2, B&P 10177(d), B&P 490 | Rap Accusation | |
| H03485FR | Sacramento | Outright Denial of Application | McIvor, Aaron John | N/A | 8/17/2023 | 10/16/2023 | B&P 10177(b), B&P 480(a) | Statement of Issues | ||
| H05298SD | Los Angeles | Outright Revoc by Order Hearing | Luongo, Sheryl | Salesperson | 1834 ALVARADO ST OCEANSIDE, CA 92054 | 4/20/2022 | 10/23/2023 | B&P 10186.2 | Rap Accusation | |
| H05693SD | Los Angeles | Voluntary License Surrender | Kilgore, Steven Doria | Broker Officer | 7710 HAZARD CENTER DR STE E535 SAN DIEGO, CA 92108 | 10/11/2022 | 10/2/2023 | Transactional Accusation | ||
| H05693SD | Los Angeles | Voluntary License Surrender | My Why Realty Corp., | Corporation | 10/11/2022 | 10/2/2023 | Transactional Accusation | |||
| H05715SD | Los Angeles | Outright Revoc by Order Hearing | Zambrano, Klever | Broker Officer | 2716 MEDFORD STREET LOS ANGELES, CA 90033 | 11/8/2022 | 10/3/2023 | B&P 10166.051, B&P 10166.05 | Transactional Accusation | |
| H05735SD | Los Angeles | Outright Denial of Application | Barry, Elizabeth | N/A | 5/31/2023 | 10/19/2023 | B&P 10166.02 | MLO Statement of Issues | ||
| H05745SD | Los Angeles | Outright Denial of Application | Arnold, Jerrod O | N/A | 6/13/2023 | 10/16/2023 | B&P 10177(b) | Statement of Issues | ||
| H05747SD | Los Angeles | Order Granting Unrstric License | Robinson, Roy John | Salesperson | 30477 DENDY SKY LN VALLEY CENTER, CA 92082 | 5/23/2023 | 10/4/2023 | Statement of Issues | ||
| H05757SD | Los Angeles | Outright Denial of Application | Vito, Adam Lucius | N/A | 5/31/2023 | 10/23/2023 | B&P 10177(b) | Statement of Issues | ||
| H05769SD | Los Angeles | Outright Revoc by Default Decision | Krause, Joseph Michael | Salesperson | 12782 TORREY BLUFF DR #100 SAN DIEGO, CA 92130 | 8/2/2023 | 10/19/2023 | B&P 10177(b) | Rap Accusation | |
| H05770SD | Los Angeles | Denial with Restricted License by Stipulation | Anderson, Alissa Gayle | Salesperson | 11/3/2023 | 10/26/2023 | B&P 10177(f) | Statement of Issues | ||
| H05788SD | Los Angeles | Voluntary License Surrender | Donboli, John Hooman | Broker | 13223 BLACK MOUNTAIN ROAD #222 SAN DIEGO, CA 92129 | 10/5/2023 | 10/25/2023 | Rap Accusation | ||
| H06513SAC | Sacramento | Reinstatement Granted | Moody, Sheila Evonne | Broker | 9245 LAGUNA SPRINGS DR SUITE 200 ELK GROVE, CA 95758 | 11/29/2018 | 10/31/2023 | B&P 10177(g), Reg 2832.1, Reg 2831, B&P 10177(d), B&P 10145, Reg 2831.2 | Audit Accusation | |
| H07014SAC | Sacramento | Reinstatement Granted | Martinez, Ruben | Salesperson | 1997 LEFORD WAY SACRAMENTO, CA 95832 | 12/1/2020 | 10/2/2023 | B&P 10177(b), B&P 10177(j), B&P 490 | Rap Accusation | |
| H07041SAC | Sacramento | Outright Denial of Application | Price, Anna Marie | N/A | 2/6/2023 | 10/2/2023 | B&P 10177(b), B&P 10177(j), B&P 480(a)(1) | Statement of Issues | ||
| H07205SAC | Sacramento | Outright Denial of Application | James, William Anthony | Salesperson | PO BOX 788 ROSEVILLE, CA 95661 | 4/27/2023 | 10/19/2023 | B&P 10131, B&P 10177(f), B&P 10130, B&P 475(a)(1), B&P 10177(j), B&P 10177(d), B&P 10177(a), B&P 480(d) | Statement of Issues | |
| H07239SAC | Sacramento | Outr Denial App MLO Lic Endors | Weber, Johnathn | N/A | 7/13/2023 | 10/2/2023 | B&P 10166.02(b), B&P 10166.051(b) | MLO Statement of Issues | ||
| H07247SAC | Sacramento | Voluntary License Surrender | Marks, Joshua Alexander | Salesperson | 325 CARPENTER HILL ROAD FOLSOM, CA 95630 | 9/20/2023 | 10/9/2023 | B&P 10177(b), B&P 10186.2, B&P 10177(d), B&P 490 | Rap Accusation | |
| H07251SAC | Sacramento | Outr Denial App MLO Lic Endors | Herbst, Scott Christopher | N/A | 8/3/2023 | 10/2/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H07252SAC | Sacramento | Outr Denial App MLO Lic Endors | Garibay Financial LLC, | N/A | 8/8/2023 | 10/2/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H07253SAC | Sacramento | Outr Denial App MLO Lic Endors | Bryan, Makayla Rayanna Latrice | N/A | 8/22/2023 | 10/16/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H07254SAC | Sacramento | Outr Denial App MLO Lic Endors | Dixon, Benjamin Douglas | N/A | 8/18/2023 | 10/16/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H07255SAC | Sacramento | Outr Denial App MLO Lic Endors | Select Mortgage Center, | N/A | 8/3/2023 | 10/2/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H07256SAC | Sacramento | Outr Denial App MLO Lic Endors | Moore, Jessica Bernadette | N/A | 1101 W 15TH ST PUEBLO, CO 81003 | 8/22/2023 | 10/16/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | |
| H07257SAC | Sacramento | Outr Denial App MLO Lic Endors | Mortgage Mart Corporation, | N/A | 8/3/2023 | 10/2/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | ||
| H10727SF | Sacramento | Reinstatement Granted | Trajanovich, Irina | Broker Officer | 913 17TH ST #4 SANTA MONICA, CA 90403 | 1/12/2012 | 10/17/2023 | B&P 10177(g), B&P 10176(a), B&P 10176(i), B&P 10159.2, B&P 10177(j), B&P 10177(d), B&P 10177(h) | Transactional Accusation | |
| H10727SF | Sacramento | Removal of Discipline Granted | Trajanovich, Irina | Broker Officer | 913 17TH ST #4 SANTA MONICA, CA 90403 | 1/12/2012 | 10/17/2023 | B&P 10177(g), B&P 10176(a), B&P 10176(i), B&P 10159.2, B&P 10177(j), B&P 10177(d), B&P 10177(h) | Transactional Accusation | |
| H12184SF | Sacramento | Removal of Restrictions Granted | Sanders, Lewis Charles | Salesperson | 659 W REFINADO WAY MOUNTAIN HOUSE, CA 95391 | 1/31/2018 | 10/30/2023 | B&P 10177(b), B&P 480(a), B&P 10177(a), B&P 480(c) | Stip w/out Pleading | |
| H12629SF | Sacramento | Denial with Restricted License by Order Hearing | Warren, Marvin Milton | Salesperson | 3422 ANDOVER ST #103 OAKLAND, CA 94609 | 4/20/2023 | 10/19/2023 | Statement of Issues | ||
| H12639SF | Sacramento | Suspension with Stay - Monetary Penalty | Goodview Financial & Real Estate, Corporation | Corporation | 10/2/2023 | 10/23/2023 | B&P 10166.07, B&P 10177(g), B&P 10236.4, B&P 10240(c), B&P 10159.2, Reg 2773, B&P 10140.6(b), B&P 10177(d), B&P 10177(h), B&P 10137, Reg 2725, B&P 10240(a) | Audit Accusation | ||
| H12639SF | Sacramento | Suspension with Stay - Monetary Penalty | Jiang, Bing C | Broker Officer | 2350 MISSION COLLEGE BLVD SUITE #242 SANTA CLARA, CA 95054 | 10/2/2023 | 10/23/2023 | B&P 10177(g), B&P 10166.07, B&P 10140.6, B&P 10240(c), B&P 10236.4, B&P 10159.2, B&P 10177(h), Reg 2725, B&P 10177(d), Reg 2773, B&P 10137, B&P 10240(a) | Audit Accusation | |
| H12653SF | Sacramento | Public Reprovals | Donelson, Eric Gregory | Salesperson | 535 APPIAN WAY 20202 EL SOBRANTE, CA 94820 | 1/30/2023 | 10/17/2023 | B&P 10177(b), B&P 10177(j), B&P 490 | Rap Accusation | |
| H12664SF | Sacramento | Revocation with Restr Lic by Stipulation | Sumler-Herbert, Artisha Shanette | Salesperson | 4816 WOODBRIDGE WAY ANTIOCH, CA 94531 | 4/11/2023 | 10/12/2023 | B&P 10177(b), B&P 10177(d), B&P 10186.2 (a)(2), B&P 490 | Rap Accusation | |
| H33356LA | Los Angeles | Removal of Discipline Granted | Carrillo, Richard Scott | Salesperson | PO BOX 90113 SAN BERNARDINO, CA 92427 | 10/11/2007 | 10/2/2023 | B&P 475(a)(1), B&P 10177(b), B&P 480(a), B&P 10177(a), B&P 475(a)(2), B&P 480(c) | Statement of Issues | |
| H33356LA | Los Angeles | Removal of Restrictions Granted | Carrillo, Richard Scott | Salesperson | PO BOX 90113 SAN BERNARDINO, CA 92427 | 10/11/2007 | 10/2/2023 | B&P 475(a)(1), B&P 10177(b), B&P 480(a), B&P 10177(a), B&P 475(a)(2), B&P 480(c) | Statement of Issues | |
| H37673LA | Los Angeles | Reinstatement Granted | Mogi, Veby | Salesperson | 9593 SPRINGBROOK CT RANCHO CUCAMONGA, CA 91730 | 3/5/2012 | 10/19/2023 | B&P 10177(f), B&P 10177(b), B&P 490 | Rap Accusation | |
| H37673LA | Los Angeles | Removal of Restrictions Granted | Mogi, Veby | Salesperson | 9593 SPRINGBROOK CT RANCHO CUCAMONGA, CA 91730 | 3/5/2012 | 10/19/2023 | B&P 10177(f), B&P 10177(b), B&P 490 | Rap Accusation | |
| H39237LA | Los Angeles | Removal of Restrictions Granted | Kaiser, Erik Fredrick | N/A | 12/30/2013 | 10/2/2023 | B&P 475(a)(1), B&P 10177(b), B&P 480(a), B&P 10177(a), B&P 475(a)(2), B&P 480(c) | Statement of Issues | ||
| H40415LA | Los Angeles | Reinstatement Granted | O'Connor, Sarah | Salesperson | 28364 S WESTERN AVE #64 RANCHO PALOS VERDES, CA 90275 | 10/5/2016 | 10/16/2023 | Rap Accusation | ||
| H40525LA | Los Angeles | Reinstatement Granted | Burkhardt, Richard Allen | Salesperson | 1244 ROWLAND AVE CAMARILLO, CA 93010 | 1/26/2017 | 10/2/2023 | B&P 10177(b), B&P 490 | Rap Accusation | |
| H40847LA | Los Angeles | Reinstatement Denied | Sanchez, Annette Leticia | Salesperson | 8077 FLORENCE AVENUE SUITE 204 DOWNEY, CA 90240 | 10/10/2018 | 10/30/2023 | B&P 10176(a), B&P 10177(g), B&P 10176(c), B&P 10176(i), B&P 10177(j), B&P 10177(d), B&P 10176(b) | Transactional Accusation | |
| H41465LA | Los Angeles | Reinstatement Granted | Kato, Yuka | Salesperson | 121 TALL OAK IRVINE, CA 92603 | 2/21/2020 | 10/16/2023 | B&P 10177(b), B&P 490 | Rap Accusation | |
| H41721LA | Los Angeles | Removal of Restrictions Granted | Hill, April Elizabeth | Salesperson | 8/19/2020 | 10/2/2023 | B&P 10177(b), B&P 480(a)(1), B&P 475(a)(2) | Stip w/out Pleading | ||
| H42080LA | Los Angeles | Voluntary License Surrender | Valencia, Daniel | Broker | 2547 N WHITEWATER CLUB DRIVE UNIT A PALM SPRINGS, CA 92262 | 9/13/2023 | 10/3/2023 | B&P 10177(g), Reg 2726, B&P 10140.6, B&P 10159.5, B&P 10163, Reg 2731(a), B&P 10177(h), Reg 2725 | Transactional Accusation | |
| H42289LA | Los Angeles | Revocation with Restr Lic by Order Hearing | Espinosa Pimentel, Rafael | Salesperson | 8131 WHITAKER ST BUENA PARK, CA 90621 | 5/5/2022 | 10/16/2023 | B&P 10186.2, B&P 10177(b) | Rap Accusation | |
| H42293LA | Los Angeles | Suspension with Stay - Monetary Penalty | Rangell-Peleras, Kimberly Monique | Broker | 316 DISTRICT CT FULLERTON, CA 92832 | 9/14/2023 | 10/16/2023 | B&P 10176(a), B&P 10130, B&P 10137 | Audit Accusation | |
| H42326LA | Los Angeles | Suspension with Stay - Monetary Penalty | Myers, Keith Steven | Broker Officer | 11141 TAMPA AVE NORTHRIDGE, CA 91326 | 10/5/2023 | 10/26/2023 | B&P 10159.2, Reg 2725, B&P 10177(h) | Audit Accusation | |
| H42326LA | Los Angeles | Suspension with Stay - Monetary Penalty | Petralia, Patricia Ann | Broker Officer | 18347 HAMPTON CT NORTHRIDGE, CA 91326 | 10/5/2023 | 10/26/2023 | B&P 10159.2, Reg 2725, B&P 10177(h) | Audit Accusation | |
| H42326LA | Los Angeles | Suspension with Stay - Monetary Penalty | XQB Management, Inc., | Corporation | 11141 TAMPA AVE NORTHRIDGE, CA 91326 | 10/5/2023 | 10/26/2023 | B&P 10176(g), Reg 2834, Reg 2831, B&P 10159.5, Reg 2951, B&P 2950, B&P 10164(e), Reg 2950(g), Reg 2731, B&P 10145 | Audit Accusation | |
| H42390LA | Los Angeles | Suspension with Stay - Monetary Penalty | Kerzhanovich, Irina | Salesperson | 39720 BELLA VISTA RD TEMECULA, CA 92592 | 9/21/2023 | 10/11/2023 | Rap Accusation | ||
| H42394LA | Los Angeles | Voluntary License Surrender | Asiyou, Abdulahad Y | Broker | 4885 CALDERON RD WOODLAND HILLS, CA 91367 | 10/5/2023 | 10/25/2023 | B&P 10148, B&P 10177(j), B&P 10177(h) | Transactional Accusation | |
| H42414LA | Los Angeles | Suspension with Stay - Monetary Penalty | Haywood, Keisha | Broker Officer | PO BOX 57105 SHERMAN OAKS, CA 91413 | 12/6/2022 | 10/2/2023 | Other | ||
| H42460LA | Los Angeles | Outright Revoc by Order Hearing | Nguyen, Nina | Broker | 9039 BOLSA AVE #312 WESTMINSTER, CA 92683 | 3/29/2023 | 10/11/2023 | Other | ||
| H42469LA | Los Angeles | Outright Revoc by Default Decision | Verduzco, Artemio | Salesperson | PO BOX 180445 LOS ANGELES, CA 90018 | 7/18/2023 | 10/25/2023 | B&P 10186.2, B&P 10177(b), B&P 490 | Rap Accusation | |
| H42492LA | Los Angeles | Suspension with Stay - Monetary Penalty | Brown, Thomas | Broker Officer | 2463 IRVINE B2 COSTA MESA, CA 92627 | 10/3/2023 | 10/23/2023 | Transactional Accusation | ||
| H42502LA | Los Angeles | Outright Revoc by Order Hearing | Sauls, Brian F | Salesperson | 1/6/2023 | 10/25/2023 | Rap Accusation | |||
| H42514LA | Los Angeles | Denial with Restricted License by Stipulation | Mitchell, Monica | Salesperson | 10/25/2023 | 10/25/2023 | B&P 10177(f) | Statement of Issues | ||
| H42552LA | Los Angeles | Revocation with Restr Lic by Stipulation | Ernest & Cooper Inc., | Corporation | 2/20/2024 | 10/11/2023 | Transactional Accusation | |||
| H42552LA | Los Angeles | Revocation with Restr Lic by Stipulation | Solis, Ernesto | Broker Officer | 8158 MANITOBA ST #4 PLAYA DEL REY, CA 90293 | 2/20/2024 | 10/11/2023 | B&P 10176(i), B&P 10177(j) | Transactional Accusation | |
| H42553LA | Los Angeles | Outright Revoc by Default Decision | Douglas, Ryan Michael | Salesperson | 8045 HILLSIDE RD RANCHO CUCAMONGA, CA 91701 | 3/21/2023 | 10/24/2023 | B&P 10186.2, B&P 10177(b) | Rap Accusation | |
| H42569LA | Los Angeles | Voluntary License Surrender | Christian, Keith | Salesperson | 1334 CITRUS ST LA HABRA, CA 90631 | 6/2/2023 | 10/25/2023 | B&P 10186.2, B&P 10177(b), B&P 490 | Rap Accusation | |
| H42573LA | Los Angeles | Voluntary License Surrender | Mattson, Roger Glenn | Broker | 4633 W EL SEGUNDO BLVD HAWTHORNE, CA 90250 | 4/6/2023 | 10/25/2023 | B&P 10186.2, B&P 10177(b), B&P 490 | Rap Accusation | |
| H42579LA | Los Angeles | Voluntary License Surrender | Jung, James Hanbok | Broker | 2525 W 8TH STREET STE 300 LOS ANGELES, CA 90057 | 9/28/2023 | 10/18/2023 | B&P 10177(f), B&P 10186.2 | Rap Accusation | |
| H42584LA | Los Angeles | Denial with Restricted License by Stipulation | Samuel, Akram | Salesperson | 9/22/2023 | 10/12/2023 | B&P 10177(f), B&P 10177(b) | Statement of Issues | ||
| H42617LA | Los Angeles | Outright Revoc by Default Decision | To, Kenneth Garland | Salesperson | 16081 WALKER CIR WESTMINSTER, CA 92683 | 6/15/2023 | 10/5/2023 | B&P 10177(g), B&P 10177(f), B&P 10166.051(a), B&P 10177(j), B&P 10166.051(b), B&P 10177(d) | Transactional Accusation | |
| H42619LA | Los Angeles | Outright Revoc by Default Decision | Rad, Soheyl F | Salesperson | 468 NORTH CAMDEN DR SUITE 20 UNIT 99001 BEVERLY HILLS, CA 90210 | 7/25/2023 | 10/18/2023 | B&P 10177(f), B&P 10186.2 (a)(1)(A), B&P 10177(b), B&P 10186.2(a)(1)(B) | Rap Accusation | |
| H42635LA | Los Angeles | Outright Denial of Application | Sanchez, Kevin Munoz | N/A | 7/18/2023 | 10/19/2023 | B&P 10166.02(b) | MLO Statement of Issues | ||
| H42641LA | Los Angeles | Outright Revoc by Default Decision | Tello, Miguel Angel | Salesperson | 20105 SUGAR GUM ROAD RIVERSIDE, CA 92508 | 7/7/2023 | 10/25/2023 | B&P 10176(a), B&P 10177(b), B&P 10186.2 | Rap Accusation | |
| H42646LA | Los Angeles | Outright Denial of Application | Lara, Victor Cecilio | N/A | 7/18/2023 | 10/19/2023 | B&P 10166.02(b) | MLO Statement of Issues | ||
| H42647LA | Los Angeles | Outright Denial of Application | Tactical Factoring LLC, | N/A | 7/19/2023 | 10/10/2023 | B&P 10166.02(b) | MLO Statement of Issues | ||
| H42649LA | Los Angeles | Outr Denial App MLO Lic Endors | Garza, Trinidad Xavier | N/A | 2718 E COALINGA DR BREA, CA 92821 | 9/7/2023 | 10/31/2023 | B&P 10166.02(b), B&P 10166.051(a) | MLO Statement of Issues | |
| H42653LA | Los Angeles | Outright Denial of Application | Gilliard, Kennon Isaac | N/A | 7/13/2023 | 10/10/2023 | B&P 10166.02(b) | MLO Statement of Issues | ||
| H42656LA | Los Angeles | Outright Revoc by Default Decision | Dietz, Kristen Ann | Salesperson | 7662 ELLIS AVE HUNTINGTON BEACH, CA 92648 | 7/20/2023 | 10/19/2023 | Rap Accusation | ||
| H42662LA | Los Angeles | Outright Revoc by Default Decision | Monkam, Arthur Karim | Salesperson | 7/11/2023 | 10/25/2023 | B&P 10186.2, B&P 10177(b) | Rap Accusation | ||
| H42679LA | Los Angeles | Outright Denial of Application | Baghdasaryan, Garnik | N/A | 7/18/2023 | 10/19/2023 | B&P 10166.02(b) | MLO Statement of Issues |
